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Balance Sheet Capabilities

Kay Finance's balance sheet lending program allows clients with a specific focus in multi-family a loan product that is "off balance sheet" and does not require additional fees.

Our firm is fortunate to represent a particular bucket of capital that has allowed us to offer our larger-scale clients in the multi-family space—specifically light transitional value-add—a bridge loan product that is off balance sheet and does not require us to charge traditional intermediary fees. 


The general program is best suited for loans above $20M in deal size and is available in almost all 50 states.

The program’s key benefit offers borrowers higher leverage—up to 80% LTC, fully nonrecourse, with competitive rates. 


Generally, the loan processing team takes an average of 45 days to fund upon receiving a signed term sheet. Because this loan is processed in-house, we have a bit more flexibility when negotiating to accommodate our clients’ needs.

See below examples of closed transactions:
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Industrial Area


Timber Hollow 

Quick Stats

Asset Type: Multi Family 

Program Type: Bridge / Balance Sheet


Location: Austin, TX

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Bear Creek


Bear Creak

Quick Stats

Asset Type-Multi Family

Program Type: Bridge / Balance Sheet


Location: Houston, TX


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